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Income Replacement

California State Disability Insurance (SDI) pays from 64% to 55% of your pay up to a maximum benefit of $490 per week.  Annual earnings above $46,327 are not covered by SDI.  Benefits begin on the 8th day of disability and are paid for up to 52 weeks.

Workers Compensation Insurance, in addition to providing medical and other benefits, provides a replacement of 66.7% of your income up to a maximum benefit of $490 per week.  Annual earnings above $46,327 are not covered by this insurance.  Commencement of income replacement benefits varies depending on the length of your disability.

If you are concerned that you may not be able to live on the benefits provided by these plans, supplemental insurance is available.

To obtain a quote, click here, which will take you to our "Contact Us" section.  Simply type in "Income Replacement Coverage" and provide us with your contact information, and we will email you our Quote Request form.  This form can be faxed or mailed to you if you do not have an email address.  Once we receive it back, it will only take a couple of days to get you descriptive information on the benefits and cost for this supplemental coverage.


Contact Information

If you have an interest in our services, please contact us at the address, phone numbers or e-mail links below.

If you would like to give us some comments about our web site, or have questions about our company, products or services, click here.

Telephone
800-672-2434 or 925-551-7600
FAX
925-551-5232
Postal address
P.O. Box 2399, Dublin, California, 94568
Street address
7567 Amador Valley Blvd, Suite 206, Dublin, California, 94568
Electronic mail
General Information and Sales: greg@pacbrokers.com
General Information and Sales of Securities: galbin@aicrep.com
Webmaster: michael@pacbrokers.com
License Information and Important Disclosures
All insurance transactions conducted under California Insurance License Number 0479535
Securities offered via American Investors Company, 2682 Bishop Drive, Suite 123, San Ramon, California, 94583, 925-866-2882, Member: FINRA/SIPC http://www.finra.org.  To review American Investors Company's Business Continuity Plan (BCP), please click here www.americaninvestorsco.com.
American Investors Company and Greg Albin are licensed in California, and Nevada and may only transact business in those states. If you do not reside in one of those states, we will not attempt to transact securities for your account or provide you with personalized investment advice unless and until we are licensed in your state.
Nothing contained herein should be construed as an offer or solicitation to purchase any security or invest in any asset management program.  Such offer or solicitation to purchase can only be done by prospectus or appropriate offering materials.

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Last modified: January 31, 2008